Tonya wants to keep her class schedule, assignments, and notes all in one place. Which online note-taking tool would be the best one to use?
electronic sticky notes
an electronic notebook
O a web clipping tool
digital flash cards

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?