Write a class that uses a String array or an ArrayList object to hold the five students’ names, an array of five characters to hold the five students’ letter grades, and five arrays of four doubles each to hold each student’s set of test scores. The class should have methods that return a specific student’s name, the average test score, and a letter grade based on the average. Demonstrate the class in a program that allows the user to enter each student’s name and his or her four test scores. It should then display each student’s average test score and letter grade. Input Validation: Do not accept test scores less than zero or greater than 100.

Answer: this depends on the amount required to pay off the individual's card as well as how large the minimum payments are.if the amount is significantly large and the minimum payments are significantly small, then it will take a longer time to pay off the credit card.if the amount is significantly small and the minimum payments are significantly large, then it will take less time to pay off the credit card.hence, it would be difficult to answer true or false to this statment.however, for the purpose of this statement, it is most likely assumed that regardless of the amount to pay off the credit card the minimum payments would be quite large.therefore, the better option would be to pick 'true' as your answer.hope this ! : )have a lovely day! < 3

Answer square brackets;