What is the primary advantage and the primary disadvantage of using element vs. i know the advantage is that was used in html 4 and is being used in html 5 and i know the disadvantage is this makes it easier to type. but i need to find a website that lists both(the advantage and disadvantage)

Freya realizes she does not have enough in her bank account to use the debit card. she decides to use a credit card instead. which questions should freya answer before using a credit card? check all that apply. can i pay at least the minimum payment each month? can i make payments on time and avoid late fees? will i have to take out a loan? how much in finance charges can i afford to pay? should i talk to a consumer credit counseling service?