It is important to establish a good credit record now so that you can get credit later, as needed true or false

True, establishing a good credit record can get you an affordable house and car.

true

Explanation:

If you keep a good credit record now it shows that you are responsible. When a company or a business is offering some one credit they always want to see your credit score. same goes for loans. If you do not keep a good credit score then businesses are not going to trust you or they will charge you twice as much as the next guy. That is why you need to keep your credit in good standing.