Which of the following is a unique feature of credit unions?

A list of multiple answers is provided;

a)      Credit unions are typically owned and run by their members

b)      Credit unions limit membership to certain people or groups

c)       Credit unions offer a wide variety of banking services

d)      Both A & B

The answer is both (D) Both A & B

As compared to banks, credit unions are small in size and are created, owned and operated by their members or participants. They are non-for-profit financial cooperatives and are structured to serve a particular region. Thus, membership in majority of credit unions is that you have to live in the area. You may also be able to join based on other various factors like Employer and family.

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