When services are provided and financed by local rather than higher levels of government and people can move freely among governmental units,?

Decentralized government units are proved to have their population more involved with their communities since there is little to none bureaucracy at the moment of carrying out plans that will be beneficial for themselves. When it comes to taxes, they will adjust them according to their income allowing them to get the most out of it.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.