Acustomer calls and has questions about the bill for their first months subscription. they want to know why the monthly rate is 45.00 but the bill is for 60.00 what is the most likely reason for the bill being this amount

Andrea cujoli is a currency speculator who enjoys "betting" on changes in the foreign currency exchange market. currently the spot price for the japanese yen is ¥129.87/$ and the 6-month forward rate is ¥128.53/$. andrea would earn a higher rate of return by buying yen and a forward contract than if she had invested her money in 6-month us treasury securities at an annual rate of 2.50%. true/false?