Which factors are likely to result in a borrower receiving a higher interest rate on a bank loan? select ALL that apply 1. extensive financial assets
2. additional current loans
3. the participation of a cosigner
4. a low job income
5. a history of timely debt repayment

Agovernment receives a gift of cash and investments with a fair value of $200,000. the donor specified that the earnings from the gift must be used to beautify city-owned parks and the principal must be re-invested. the $200,000 gift should be accounted for in which of the following funds? a) general fund b) private-purpose trust fund c) agency fund d) permanent fund