Banks face liquidity problems when: A. There is a large outflow of funds that exceeds a bank's reserves. B. There is a large outflow of funds that exceeds a bank's deposits. C. There is a large loss that exceeds a bank's capital. D. There is a large loss that exceeds a bank's reserves. E. There is a large outflow of funds by depositors and creditors that exceeds a bank's capital

Which of the following is the least effective way to reach a potential sales prospect? referral cold call direct mail personal visit

What is marketing’s contribution to the new product development team? a. technical expertise needed to translate designs into an actual product/service. b. deep customer insight that leads to product ideas. c. ability to assess financial viability d. feedback on design as well as how customers will actually use the product e. technical expertise needed to translate concepts into product/service designs.

Engberg company installs lawn sod in home yards. the company’s most recent monthly contribution format income statement follows: amount percent of sales sales $ 80,000 100% variable expenses 32,000 40% contribution margin 48,000 60% fixed expenses 38,000 net operating income $ 10,000 required: 1. compute the company’s degree of operating leverage. (round your answer to 1 decimal place.) 2. using the degree of operating leverage, estimate the impact on net operating income of a 5% increase in sales. (do not round intermediate calculations.) 3. construct a new contribution format income statement for the company assuming a 5% increase in sales.