When starting a small business, it's important to remember:. a. an affinity for taking large amounts of risk is the critical factor in achieving small business success.
b. learning from others and gaining relevant business experience improves the odds for success.
c. doing things differently from previous entrepreneurs is the real key to success.
d. to avoid burnout, limit the number of hours you work each week as you adapt to the rigors of self-employment.

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan

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Renting provides greater flexibility but can lead to higher costs in the long-term.