Assume a $250,000 mortgage loan with 15 year term. The lender is charging an annual interest rate of 8% and three discount points at origination as well as $1,000 in other up-front financing charges. What is the effective borrowing cost on the loan? (Assume no prepayment) Please show steps on how to do in on the calculator.

The law says your employer is responsible for providing you with a safe and healthy workplace. true or false?

Gulliver travel agencies thinks interest rates in europe are low. the firm borrows euros at 5 percent for one year. during this time period the dollar falls 11 percent against the euro. what is the effective interest rate on the loan for one year? (consider the 11 percent fall in the value of the dollar as well as the interest payment.)

Hilary works at klothes kloset. she quickly the customers, and her cash drawer is always correct at the end of her shift. however, she never tries to "upsell" the customers (for example, by asking if they would like to purchase earrings to go with the shirt they chose or by suggesting a purse that matches the shoes they are buying). give hilary some constructive feedback on her performance.