A 9% coupon bond has a par value of $1,000 and 18 years remaining until maturity. If the bond's price is $1065 and coupons are paid semi-annually, what is the yield-to-maturity? Enter your answer as an annualized rate in decimal form, showing four decimal places. That is, if your answer is 4.55%, enter .0455.

Juanita and sam attend a beach party and notice that the local beach appears to have a great deal more trash washed up on shore than it did when they were young. the water doesn't appear nearly as clear, and there seems to be less evidence of small water creatures living in the shallows. an afternoon at the local library convinces them that one major cause is the new factory nearby. after some discussion, they decide their next step should be identifying the cause of the changes identifying the problem picketing the guilty factory lobbying their elected representatives to complain about the problem talking to a local environmental group about solutions