Which of the following would BEST explain a bank's decision to charge a higher interest rate to a borrower with fewer assets? A
The bank desires customers to invest funds as productively as possible.
B
The bank needs to charge more to compensate for the risk of the default.
C
The bank seeks to discourage unqualified customers from taking out loans.
D
The bank requires greater payments to offset the lower ones paid by others.

technology is the application of knowledge and tools to solve problems and perform tasks more efficiently. t/f

At the beginning of 2014, winston corporation issued 10% bonds with a face value of $2,000,000. these bonds mature in five years, and interest is paid semiannually on june 30 and december 31. the bonds were sold for $1,852,800 to yield 12%. winston uses a calendar-year reporting period. using the effective-interest method of amortization, what amount of interest expense should be reported for 2014? (round your answer to the nearest dollar.)

The uptowner just paid an annual dividend of $4.12. the company has a policy of increasing the dividend by 2.5 percent annually. you would like to purchase shares of stock in this firm but realize that you will not have the funds to do so for another four years. if you require a rate of return of 16.7 percent, how much will you be willing to pay per share when you can afford to make this investment?