Explaining the excessive health insurance in the United States Many economists believe that the United States health system has become too reliant on health insurance, especially for small or routine expenditures. They believe that excessive insurance exacerbates the moral hazard problem and thereby drives up healthcare costs. Which of the following is largely responsible for the problem of excessive insurance? a. Government insurance through Medicare and Medicaid
b. Private health insurance provided through employers
c. Primary care physicians
d. The Veterans Health Administration

What is the second step in communication planning? determine the purpose of the message outline the communication for delivery determine the best channel of communication clarify objectives identify the audience

Which change is illustrated by the shift taking place on this graph? a decrease in supply an increase in supply o an increase in demand o a decrease in demand

Which of the following statements is true regarding the reporting of outside interests and the management of conflicts? investigators are responsible for developing their own management plans for significant financial interests. the institution must report identified financial conflicts of interest to the u.s. office of research integrity. investigators must disclose their significant financial interests related to their institutional responsibilities and not just those related to a particular project. investigators must disclose all of their financial interests regardless of whether they are related to a research project.