Ted and Tiffany are meeting Mitch and Amber at the Green Turtle Club later in the evening. Wanting to set some limits on what could be an
expensive evening, Ted stops at the ATM and uses his credit card to get
a cash advance. When the two couples meet for dinner, Tiffany tells
Amber that she is going to splurge and get lobster because Ted is rolling
in cash. Mitch overhears this and begins to laugh at Ted for making such
a financial blunder. Ted argues that Mitch is blind to the convenience
and control offered by cash advances, as research shows that people tend
to spend more when using credit cards. Tiffany and Amber ask you to
determine who is right, but you must thoroughly defend your answer to
settle the argument.