Of the "Five C's of Credit" which do you think is most important in determining someone's credit worthiness? Why?

Character

Explanation: If you have borrowed money, you have most likely heard your lender discuss the Five C’s of Credit. Recently, many lenders have indicated that character of the borrower is the most important of the Five C’s, particularly in tough economic times. -https://www.farmprogress.com/most-important-c-credit

answer; someone must cover the cost associated with the provision of scarce goods in both sectors;