For which reasons could you face a penalty annual percentage rate (APR)? Select all the correct answers.

A balance transfer
B exceeding credit limit
C late payment
D low credit score
E paying entire balance in full
F returned payment

answer; i believe that the correct answer is (product

answer; drop shippers;

the answer would be voluntary exchange -

"the act of buyers and sellers freely and willingly engaging in market transactions. moreover, transactions are made in such a way that both the buyer and the seller are better off after the exchange than before it occurred."

hope this : )

-shy

answer; tech (a) is correct;