Scenario: You and your spouse are both 40 years old. You earn $75,000 and your spouse earns $45,000 per year. You estimate you can live comfortably on a minimum of 70% of your combined salaries in retirement, but hope to achieve more than that. You both plan to retire at age 62 and move to a warmer climate. You've changed jobs three times already in your career. With your first employer, you are vested in a defined benefit plan with a fixed monthly payment of $315 if you begin taking benefits at age 52. With your second employer, you had a 401(k) that you rolled into an IRA that is now valued at $25,000. With your current employer, you have a 401(k) that is valued at $15,000. Your spouse has a 401(k) that is currently worth $13,500. You assume you will both live 20 years beyond retirement. in retirement in today's Your current expectation is that together, you and your spouse, will require a minimum annual income of (dollars). For individuals born in 1950 or later, the full-benefit retirement age is years of age. If you and your spouse decide to retire prior to this age, your basic retirement benefit will be permanently by per year for each year that you retire early. This means that if you elect to retire before the full-benefit retirement age, you and your spouse will lose a total of of your expected Social Security benefits.
Use the table below to estimate your and your spouse's expected annual Social Security benefits.
Present annual earnings
$35,000 $45,000 $55,000 $75,000
Full-benefit annual retirement benefits $17,160 $20,400 $22,800 $27,240

Kinc. has provided the following data for the month of may: inventories: beginning ending work in process $ 17,000 $ 12,000 finished goods $ 46,000 $ 50,000 additional information: direct materials $ 57,000 direct labor cost $ 87,000 manufacturing overhead cost incurred $ 63,000 manufacturing overhead cost applied to work in process $ 61,000 any underapplied or overapplied manufacturing overhead is closed out to cost of goods sold. the adjusted cost of goods sold that appears on the income statement for may is:

Ido not understand this project overview agricultural commodities are bought and sold through the stock exchange. the price of commodities changes all the time. investors buy many agricultural commodities before they are ready for shipping. when an investor buys an agricultural commodity that is going to be ready in the future, they call this purchasing futures. this might be a future crop, meat that has not yet been processed, or another type of agricultural commodity. for this project, you will have to decide how to spend $10,000. research the new york stock exchange. find one or more agricultural commodities that you are interested in. remember, it may be listed as a future crop. instructions identify the agricultural commodities that you think have the best chance of going up in price. think about what is going on with supply and demand. decide how you will spend your money. you may purchase only agricultural commodities. check the market every day for a week. record the price of your commodity or commodities each day. you may buy or sell your commodities at any time during the week. you may sell your commodities and buy different ones. feel free to experiment with the $10,000 by buying and selling commodities, but make sure to keep a careful record of your activities. at the end of the week, you will write a report on your investments. this report should be structured to include this information: page 1: explain how the stock market works. page 2: list all commodities purchased. describe each in detail. discuss why you selected these commodities. remember, they must be agricultural. page 3: create a chart or graph to illustrate the price of your commodity or commodities over the week’s time. list all of your activity buying and selling. make sure you include prices and details. page 4: write a summary of your experience. describe what you might do differently if you were using actual money. propose potential reasons why the price of each commodity may go up or down.

What provides financial support to workers who are retired or have disabilities? medicare social security tax withholdings medicaid