Which of the following tells you how much your credit card interest will be if you only pay the minimum balance each month? a late fee b annual membership fee c annual percentage rate d balance transfer fee

Specialization—the division of labor—enhances productivity and efficiency by a) allowing workers to take advantage of existing differences in their abilities and skills. b) avoiding the time loss involved in shifting from one production task to another. c) allowing workers to develop skills by working on one, or a limited number, of tasks. d)all of the means identified in the other answers.