Credit is available most readily to a. people who use it for good reasons b. people who can offer the most collateral c. people with a good credit rating d. anyone with a good job

c. people with a good credit rating

Explanation:

Banks and lenders use customer's credit scores to access their reliability in loan repayments.  The credit score rating is a strategy that banks employ to manage credit risk when lending out funds.  Credit risk is the possibility of a lender losing money as a result of a customer defaulting on a loan repayments.

Customers with good credit scores are low-risk customers. Their probability of defaulting on the loan is low. Lenders will be comfortable while advances credit to them.

Clients with poor credit scores posses a high risk to lenders. Should a bank decide to extend credit to them, they will likely charge them a high interest rate.

muslims control the north africa during the period of 1500 up

to 1800. they made a barrier to prevent further european exploration from

entering the africa from the north. however, the dutch ware still able to move

toward the interior with having south africa as one of the routes leading to

the east for trading with asia.

answer(d) the growth of consumption is likely to remain sluggish even as the economy begins to recover.;