Vítor knows he must prepare and possibly prevent overdraft funds fees since they are charged automatically. which statement below would be the least effective element of a plan vitor could use to accurately estimate (or minimize) overdraft fees on the account? a. always keep extra money in the account for such unexpected events. b. use the debit card for a large number of small purchases and check the balance later. c. always keep track of how much is being temporarily held d. do not enter deposits into the register until they are verified as available.

Ajustification for job training programs is that they improve worker productivity. suppose that you are asked to evaluate whether more job training makes workers more productive. however, rather than having data on individual workers, you have access to data on manufacturing firms in ohio. in particu- lar, for each firm, you have information on hours of job training per worker (training) and number of nondefective items produced per worker hour (output). (i) carefully state the ceteris paribus thought experiment underlying this policy question. (ii) does it seem likely that a firm’s decision to train its workers will be independent of worker characteristics? what are some of those measurable and unmeasurable worker characteristics? (iii) name a factor other than worker characteristics that can affect worker productivity. (iv) if you find a positive correlation between output and training, would you have convincingly established that job training makes workers more productive? explain.

You are the new chief information officer for the video-game developer, necturus games. the company has recently undergone a major expansion of its primary product, and you must staff up the is department and determine the best way to develop new game "capsules" for the game, "escape velocity."

Which critical success factor improves with reduced cycle time, better quality standards, and improved efficiency when an is is implemented?