Will give 5 !

if you wish to pay exactly the same life insurance premium each year, you would choose a:
a. nonparticipating policy.
b. participating policy.
c. term insurance policy.
d. variable life policy.

An insurance company estimates the probability of an earthquake in the next year to be 0.0015. the average damage done to a house by an earthquake it estimates to be $90,000. if the company offers earthquake insurance for $150, what is company`s expected value of the policy? hint: think, is it profitable for the insurance company or not? will they gain (positive expected value) or lose (negative expected value)? if the expected value is negative, remember to show "-" sign. no "+" sign needed for the positive expected value