Financial intermediary that specializes in making small loans to individuals and families to purchase consumer goods and meet household expenses is the finance company.
a. commercial
b. consumer
c. captive
d. household

The answer is b: consumer

Financial intermediary that specializes in making small loans to individuals and families to purchase consumer goods and meet household expenses is the consumer finance company.

Explanation:

Consumer finance company is a company or an institution that provides or gives loan directly to customers for business or personal use. They give out loan to customers who cannot obtain bank loans and they charge higher interest rate to customers. They get interest from the loan given to customers.