Tailored Brands, a company that owns brands such as Men’s Wearhouse, Joseph A. Bank and Moores Clothing, saw its stock price dropped for 25% in the after hour after earnings report last December. The possible reason for this drastic drop could be:

answer(b); ; ; the quantitative or qualitative variable for which the experimenter wishes to determine how its value is affected by the explanatory variable;

consumer credit. an advantage is that it allows consumers to afford expensive goods and services now, increasing their standard of living. however, a disadvantage is that it creates a trap for debt, if people do not have self control, they may see themselves filing personal bankruptcy.