You just learned that you can pay off your mortgage early; every dollar beyond the scheduled payment must be applied to principal. Your $200,000 loan at 4.5% interest started with a 30 year term. It is the beginning of year 6. You are about to make the regular payment, but want to add an amount that will prepay the principal due in month 62. What is the amount of the regular payment, and how much do you need to add to prepay the principal in month 62