Corporate Fund started the year with a net asset value (NAV) of $12.50. By year-end, its NAV equaled $12.10. The fund paid year-end distributions of income and capital gains of $1.50. What was the rate of return to an investor in the fund? Express your answer as a percentage rounded to two decimals. Do not include the percent sign in your answer (e. g. if your answer is 14.92%, type in 14.92). Rate of Return=[change in NAV+Distributions]/[Start of Year NAV]