17. Which of the following business challenges involves retaining the talented individuals? (A) Change and more change
(B) Globalisation
(C) Intellectual capital
(D) Technology

Intellectual Capital

Explanation:

The value of a company that involves employee knowledge, skills,product development, etc which can provide a company  competitive advantage over competitors is called Intellectual Capital  and it is divided into

Human capital This involves employees, their knowledge, or know how  and experience, which is an asset as it provides vital information towards contributing  to the capital of the organization. A organization that retains talented employees ie with a  lower employee turnover rate, shows its company has a high intellectual capital rate.

Other Intellectual Capital Involves Relational capital--- the relationship of a company withs its employees, customers, partners , stakeholders etc.

and Structural capital---which involves a company's unique process, policies, culture,  mission and value statement, work structure etc.

answer; a large down payment,a longer term loan, would result in a lower monthly payment;

they can see what that city is producing and to also see if they can some how get that product. like gold in africa.