The shorter your term length, the the total interest you will pay.
*
your monthly payments, and the
O higher, lower
O higher, higher
O lower, lower
lower, higher

lower, higher

Explanation:

For a term loan, the longer the repayment duration, the more interest one pays.

Longer loan terms have a lower interest rate that seems attractive and affordable to customers. Long terms loans will also have low monthly repayments. Short-term loans have high-interest rates and high monthly repayments. However, the total interest paid on long-term loans is usually higher than that of short term loans. Lenders consider long term loans as riskier and will design them to attract more interest.

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