Bonnie is trying to decide between standard repayment and income-based repayment for her $30,000 student loans. Her job pays $29,500 per year. Which of the following statements is likely TRUE Bonnie will likely pay more, total, if she goes with the standard repayment.

It's best for Bonnie to choose standard repayment, even if that means she's delinquent on some of her monthly payments.

Bonnie's monthly payments on the income-based plan will likely be lower than on the standard repayment plan.

Bonnie makes too much money to qualify for income-based repayment.