Credit card balances are not considered to be money primarily because they: Multiple Choice are an asset used in making transactions. are rarely used to make purchases. are not part of people's wealth. do not represent an obligation to pay someone else.

are not part of people's wealth.

Explanation:

Your credit card balance is basically how much you owe your credit card company or how much of your credit line you already used. Credit card balances do not increase individuals' wealth, they actually decrease it. Credit cards are short terms loans given by banks, i.e. liabilities.

answer; human resource management.(hrm);