What is the key difference between a transaction account (checking) and a time deposit (savings, CD, etc.)?

it is a i took the test.

answer; ///deficit;

answer; windows embedded;

since the options are not listed, when you are working on your budget you should also add water, tv, internet, miscellaneous and your 'fun' money for in your budget. when budgeting, you need to allow for fun money, and mis/accidental money so that you stick to the budget and not go crazy because you feel strapped to the budget.