What financially responsible advice would you give to a friend who is not sure what to do with surplus income? a. Advise the friend to invest the money so that it makesmore money in the future.
b. Advise the friend to use the money to pay future tax obligations in advance.
c. Advise the friend to keep the money in a no-interest checking account.
d. Advise the friend to spend the money immediately to accumulate consumer goods.

Problem 3: access control pokeygram, a cutting-edge new email start-up, is setting up building access for its employees. there are two types of employees: managers and engineers, and there are three departments: security, networking, and human resoures. each employee works in a single department, and each department is housed on a different floor. managers are allowed access to any floor, while engineers are allowed access only to their own floor. there are three badge-operated elevators, each going up to only one distinct floor. every employee has one badge. pokeygram wants to use the best possible access control method in order to minimize delay for the elevators (a) access control matrix, 1. which of the following would you recommend that pokeygram use: (b) access control lists, or (c) capabilities? make sure to justify your answer. 2. what, if any, would be the benefits (and/or disadvantages) of using rbac (role-based access control) in this situation? keep your solution for this problem limited to 10-12 lines of text.