The government department responsible for laws concerning work is the

The government department responsible for laws concerning work is the department of labor. This cabinet-level department of the U.S. federal government is responsible for fostering and promoting the welfare of the job seekers, wage earners, and retirees of the United States,protecting their retirement and health care benefits, improving their working conditions, advancing their opportunities for profitable employment, helping employers find workers...

answer; a large down payment,a longer term loan, would result in a lower monthly payment;

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