Homeowner Lorraine has not paid her mortgage for four months. Who will decide when it is time to begin foreclosure proceedings?

The lender

Explanation:

A foreclosure is defined as a legal action taken by a lender where the borrower has stopped making payments. The lender forces the borrower to sell an asset used as a collateral in an effort to recover the loan.

Mortgages are loans collected on real estate properties, usually provided by mortgage company.

If Lorraine has defaulted for 4 months on her mortgage payments, the lender can start foreclosure procedure against her in an attempt to recover the loan.

a is the correct answer, tell me if im right

if you use only 25 for your entertainment and only 200 for the groceries that you really need and take out the 50 per month for the computer then that should be enough