Akram owns a small farm. He employs 80 workers in the field and has recently hired a manager to help him manage the farm. The income of the business varies greatly during the
year. The farm makes a small profit but Akram is ambitious. He wants to take over a
neighbour’s farm and increase the range of crops he sells. He thinks that he needs long-term
finance and plans to take out bank loan to pay for the takeover. He has already borrowed
money to buy a new tractor. A friend has advised him to form a company and sell shares