Major impacts on treasury functions as a result of fintech development?

Following are some major impacts of Fintect on treasury functions:

FinTech not only digitizes money, it's also about monetizing. It can create and capture value-add from data, which is usually limited by the technology we previously hadBusiness have structured access to almost unlimited dataIt not only provides benefits for big businesses, but also promoted new and small businesses, which are crucial for economic growth and job creationIt provides businesses with increases to a variety of funding option and improved payment systemsIt improves the efficiency and enhances experience for costumersIt also improves the traditional financial services and promote innovation through different sectors of economy