Which of the following statements are true about credit scores?
a. credit scores reflect how likely individuals are to repay their debts.
b. only the credit bureaus know exactly how credit scores are calculated.
c. both a & b
d. neither a nor b

Amanda works as an industrial designer

Zara, a global retail and apparel manufacturer based in spain that has successfully implemented this idea by having a continuous flow of new products that are typically limited in supply. zara has created a system that draws its clientèle into its stores, on average, 17 times per year as compared to 4 times per year for most stores. how is zara using it to gain competitive advantage? what specific technologies are used by zara to maintain this advantage over its competition?

What role do business cycles play in a market economy