Steven and Emily Campbell are planning to open a casual dining restaurant in downtown Akron, Ohio, and need $125,000 to get started. They have $50,000 of their own money, which leaves $75,000. After getting turned down by a couple of banks, they decided to turn to their relatives and acquaintances for help. Fortunately, they were able to raise the money through a gift from Steven's grandfather, a loan from Emily's parents, and a small investment by Steven's best friend in college, Doug. The money that an entrepreneur raises in this manner is referred to as .

3Fs (Friends , families and fools)

Explanation:

One of the sources of raising capital for small scale business is through the families , friends and fools

The families and friends are always willing to help to the best of their capacity if the need arises , and as such , they are seen as a reliable way of obtaining capital for business , most especially when other sources fail.

The fools  explains the high risk involved in being part of an early stage of a business most especially when adequate security against loans and liabilities are not available.

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