Ethan, Beatrice, and Pratik each decide not to purchase life insurance.

Ethan has a wife and kids, but he’s building a savings account that his family can use in an emergency instead of life insurance benefits.
Beatrice isn’t married, and she doesn’t have kids, so she figures life insurance wouldn’t be much of a benefit.
Pratik is really into investing in the stock market, so he’s confident that his passive income will be just as good as life insurance benefits.
Which individual is most justified in his or her reasons for not purchasing life insurance?

A.
Ethan has the best argument for not purchasing life insurance.
B.
Beatrice has the best argument for not purchasing life insurance.
C.
Pratik has the best argument for not purchasing life insurance.
D.
Ethan, Beatrice, and Pratik are equally justified in their reasons for not purchasing insurance.
E.
Neither Ethan, Beatice, nor Pratik has a justified reason to not purchase insurance.