A credit collector calls Sam and his wife during their breakfast to ask about their past due balance. Sam is confused because he did not open a credit card account with the institution. Upon further investigation, he finds out that he and several other people who visited the same restaurant had their credit information compromised when they were swiped through a .

Skimmer

Explanation:

A credit collector calls Sam and his wife during their breakfast to ask about their past due balance. Sam is confused because he did not open a credit card account with the institution. Upon further investigation, he finds out that he and several other people who visited the same restaurant had their credit information compromised when they were swiped through a skimmer

A skimmer is a device that is attached to an ATM or a payment machine by thieves to trick people who are swiping their credit cards or debit cards. Thieves can use to compromise your accounts, as in the case of Sam and his wife that their information was compromised by a skimmer

a manufacturer of printed circuit boards uses exponential smoothing with trend to forecast monthly demand of its product. at the end of december, the company wishes to forecast sales for january. the estimate of trend through november has been 200 additional boards sold per month. average sales have been around 1000 units per month. the demand for december was 1100 units. the company uses α = 0.20 and β = 0.10. make a forecast including trend for the month of january.