Which of the following statements is TRUE? • The annual percentage rate (APR) indicates the amount of interest including the effect of compounding. • When interest rate is quoted as an annual percentage rate (APR), it is sometimes necessary to adjust this interest rate to a time period that matches that of our cash flows. • The effective annual rate (EAR) is always less than the annual percentage rate (APR).

Which one of the following statements is true? ddt does not prevent disease from passing from agricultural animals to humans. cost was a major factor in the united states government's decision to ban ddt. many african governments concluded that the potential long-term health effects of ddt were not as serious as the immediate problem of insect control. ddt cannot accumulate in the fat of animals. the ddt ban in the united states has made it very difficult to control agricultural insect pests.