You have an auto liability policy with 25/50/15 limits. If you are at fault and injure 2 people causing bodily injury losses of $75,000, and property damage of $25,000. How much of these losses is not covered by your insurance? Group of answer choices $35,000 $45,000 $55,000 $65,000

The answer is $35000

Explanation:

The policy stands for the cover provided for bodily injury to one person. In this case it is 25000. The second portion stands for the total cover provided for all bodily damage suffered which is 50000. In this scenario the figure is 75000 since 2 people were injured. The last figure stands for property coverage which is 15000. The actual damage is 25000. Thus the excess not covered by the policy is 25+10 = 35000.

We get this by subtracting the body damage of 75000 from the coverage figure of 50000 and subtracting the property damage of 25000 from the coverage provided of 15000.

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