Jane wins $100 comma 000 playing the lottery, and instead of spending it, she deposits it into her checking account at the First Bank of Anywhere. Her bank makes a loan (equal to its excess reserves) to Mary, who uses the money to remodel her home. The remodeling company deposits the money into the Second Bank of Anywhere. The required reserve ratio is 4 percent and each bank initially has no excess reserves. The amount of the loan made by the First Bank equals $ nothing. (Enter your response as an integer.)