![subject](/tpl/images/cats/ekonomika.png)
Mary Jones is the president of a local bank. She knows that half of the loan applicants in town she would classify as high risk and the other half as low risk. She observes that the other banks in town charge two different interest rates, a lower rate for low risk borrowers and the higher rate for high risk borrowers. She decides that to have an advantage over the other banks she will offer an average rate to everyone. The likely result will be:
A) Mary's bank will be highly successful as this will provide the bank with a large competitive advantage.
B) Mary's bank is likely to see a dramatic increase in both types of borrowers.
C) Mary's bank will experience adverse selection and have a disproportionate number of high risk borrowers.
D) Mary's bank will experience adverse selection and have a disproportionate number of low risk borrowers.
![ansver](/tpl/images/cats/User.png)
Answers: 3
Another question on Business
![question](/tpl/images/cats/ekonomika.png)
![question](/tpl/images/cats/ekonomika.png)
Business, 21.06.2019 22:50
What happens when a bank is required to hold more money in reserve?
Answers: 3
![question](/tpl/images/cats/ekonomika.png)
Business, 22.06.2019 16:10
Waterway company’s record of transactions for the month of april was as follows. purchases sales april 1 (balance on hand) 672 @ $6.00 april 3 560 @ $11.00 4 1,680 @ 6.08 9 1,568 @ 11.00 8 896 @ 6.41 11 672 @ 12.00 13 1,344 @ 6.51 23 1,344 @ 12.00 21 784 @ 6.61 27 1,008 @ 13.00 29 560 @ 6.79 5,152 5,936 (a) calculate average-cost per unit. (b) assuming that periodic inventory records are kept in units only, compute the inventory at april 30 using lifo and average-cost. (c) assuming that perpetual inventory records are kept in dollars, determine the inventory using (1) fifo and (2) lifo. (d) compute cost of goods sold assuming periodic inventory procedures and inventory priced at fifo.
Answers: 2
![question](/tpl/images/cats/ekonomika.png)
Business, 22.06.2019 23:30
Sole proprietorships produce more goods and services than does any other form of business organization.
Answers: 2
You know the right answer?
Mary Jones is the president of a local bank. She knows that half of the loan applicants in town she...
Questions
![question](/tpl/images/cats/mat.png)
Mathematics, 04.01.2021 22:10
![question](/tpl/images/cats/istoriya.png)
History, 04.01.2021 22:10
![question](/tpl/images/cats/obshestvoznanie.png)
![question](/tpl/images/cats/es.png)
![question](/tpl/images/cats/fizika.png)
![question](/tpl/images/cats/mat.png)
Mathematics, 04.01.2021 22:10
![question](/tpl/images/cats/en.png)
![question](/tpl/images/cats/mat.png)
Mathematics, 04.01.2021 22:10
![question](/tpl/images/cats/mat.png)
![question](/tpl/images/cats/mat.png)
![question](/tpl/images/cats/mat.png)
![question](/tpl/images/cats/himiya.png)
![question](/tpl/images/cats/en.png)
English, 04.01.2021 22:10
![question](/tpl/images/cats/obshestvoznanie.png)
![question](/tpl/images/cats/biologiya.png)
Biology, 04.01.2021 22:10
![question](/tpl/images/cats/health.png)
Health, 04.01.2021 22:10
![question](/tpl/images/cats/istoriya.png)
History, 04.01.2021 22:10
![question](/tpl/images/cats/mat.png)
Mathematics, 04.01.2021 22:10
![question](/tpl/images/cats/biologiya.png)
![question](/tpl/images/cats/mat.png)
Mathematics, 04.01.2021 22:10