3. Workers’ Compensation. Linda, employed as a state traffic officer by the California Highway Patrol (CHP), suffered an injury at home, off duty, while prac¬ticing the standing long jump. The jump is a required component of the CHP’s annual physical performance fitness test. Linda filed a claim for workers’ compensa¬tion benefits. The CHP and the workers’ compensation appeals board denied her claim. Linda appealed to a state appellate court. What is the re¬quirement for grant¬ing a workers’ compensation claim? Should Linda’s claim be granted?

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan

Yes it is why ..