Initially, Eleanor earns a salary of $800 per year and Darnell earns a salary of $300 per year. Eleanor lends Darnell $150 for one year at an annual interest rate of 20% with the expectation that the rate of inflation will be 2% during the one-year life of the loan. At the end of the year, Darnell makes good on the loan by paying Eleanor $180. Consider how the loan repayment affects Eleanor and Darnell under the following scenarios.