A first-time buyer has applied for a large mortgage loan at ABC Bank. The first-timer has good credit, good debt-to-income ratio, a stable position and adequate income. The lender still has concerns. Which of the following is not one of the lender's concerns?
A. The current and future value of the property. B. The attractiveness of other investments that could be made for a better return.
C. The income and income potential of the loan applicant.
D. The loan applicant's need of financial assistance.

Option D. The lender is concerned with the loan applicant's need of financial assistance.

Explanation:

The reason is that the lender wants to know where the money the borrower will spend in order to have surety that the money will invested somewhere which will generate value above the amount of interest the person owes to the bank. If a person wants a loan of $500 from you because he wants to use that money in gambling then I am 100% sure if you are a wise person then you will not lend your friend $500. Bank is interested in following questions:

What is your credit number?

What is your Income?

For what purpose you require a loan?

d, conspicuous consumption is when you try to increase your wealth or social status (and in the case he's trying to create the perception of wealth considering he can't really afford it)

answer; niosh, the national institute for occupational safety and health;