Elena is in her first year of college, living away from home on the college's campus. Her parents pay room and board, and she's got loans, grants, and scholarship paying for tuition. She has her own checking and savings accounts and a 10-hour per week work study job. She doesn't have any
credit cards right now.
should this person open a credit card?
what evidence from their profile or assumptions are you basing your decision on?
what's one more piece of evidence you'd like to know about this individual before making an ultimate decision on whether they should open the account?
if they do open the new credit card account, what's one thing this individual should monitor or use caution about