Lauren is 19 and has never owned a credit card. She plans to move off campus next semester because she's tired of living in the dorm. The apartment complex she's inquiring about runs background checks and views the credit reports of all the prospective tenant. She knows her credit score is zero, and she's worried that will keep her from getting in the apartment complex.
1. What can Lauren do to improve her chances of getting a low rate at the apartment complex?
2. Is it a bad thing to have a credit score of zero? Why or why not?
3. Should Lauren open a credit card account so she can start establishing a credit score? Why or why not?
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Lauren is 19 and has never owned a credit card. She plans to move off campus next semester because s...
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