Why might some firms voluntarily pay workers a wage above the market equilibrium, even in the presence of surplus labor? Check all that apply. Paying higher wages enhances workers to adopt healthier lifestyles, enhancing their productivity. Higher wages cause workers to shirk more of their responsibilities. Higher wages attract a more competent pool of workers. Paying higher wages tends to reduce the average experience level of a firm's workers.

The correct answer is letter "A" and "C": Paying higher wages enhances workers to adopt healthier lifestyles, enhancing their productivity; Higher wages attract a more competent pool of workers.

Explanation:

Even in a labor surplus, some firms prefer to give their employees higher salaries because it is the best form to create commitment. The higher the salaries of workers in a company the longer they may attempt to work in the firm. Higher than average income allows individuals to keep better lifestyles, with access to better healthcare systems and education which is a benefit for companies because it could increase workers' productivity.

Besides, higher salaries attract qualified personnel that maximizes the efficiency of a company in regards to its operations.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.